How Our Legal Terms Apply to You
95bd operates under a jurisdiction-dependent access model. That means whether you can open and use an account here is subject to the laws of Bangladesh and of the specific region you are in when you access the platform. We do not extend eligibility beyond what local
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law permits, and we will not represent otherwise. When you complete registration and link a payment method — whether that is bKash, Nagad, or Rocket — you are confirming that you have checked your local legal position and that you are eligible to use the platform
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under applicable rules. Account transactions processed through bKash, Nagad, and Rocket are governed by both our internal wallet policy and the individual terms of those payment providers. If a conflict arises between the two, our wallet policy applies to account activity on this platform and the
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provider's own terms apply to the underlying mobile money transfer. We reserve the right to restrict, suspend, or close an account if we determine that access conflicts with applicable law in your jurisdiction. Any dispute over account eligibility, transaction records, or policy interpretation is handled through
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our documented support process — not informally. We keep a full transaction log tied to your account wallet, which means any query about a bKash, Nagad, or Rocket deposit or withdrawal can be traced and reviewed. Do not share your account credentials with anyone; the account
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holder of record is the only person our policy recognises.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.